Does a duvet zip completely around a comforter?

i have a down comforter that i would like to keep protected from dirty hands and feet (children) and i am curious if i were to buy a duvet, would it completely enclose the comforter or will it be just like the quilt i bought to go over it?

its sort of like a bag. mine is a floral Hawaiian theme, it opens at the bottom. this is where you slide in and align the comforter. then you button it up, and boom! it covers the entire comforter.

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Dopp Roma Zip Around Organizer – Chocolate Brown $25.59 Dopp-Zip Around Organizer Clutch

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Dopp Regatta 88 Series Zip-Around Convertible Billfold $26.39 Dopp-Soft Satin Cowhide Full zip-Around Convertible® Billfold